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  • #AvoidMayhem this winter season and call us today 732.812.5262
  • #AvoidMayhem this winter season and call us today 732.812.5262
  • 23 5 yesterday

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  • Three out of four car seats aren’t installed correctly. Visit the Safe Kids website for a car seat checklist to make sure that your child is safe a...
  • Three out of four car seats aren’t installed correctly. Visit the Safe Kids website for a car seat checklist to make sure that your child is safe and secure on the road:
  • 13 2 yesterday
  • Our Agency had the pleasure of celebrating as one of the top 10 Agency’s in California at Club 33!
  • Our Agency had the pleasure of celebrating as one of the top 10 Agency’s in California at Club 33!
  • 81 4 yesterday
  • SUNDAY EVENING CHALLENGE 🥇🥇🥇Can I beat your current home insurance provider on either price or level of cover?? 5* defaqto rated providers for s...
  • SUNDAY EVENING CHALLENGE 🥇🥇🥇Can I beat your current home insurance provider on either price or level of cover?? 5* defaqto rated providers for some of the best levels of cover around. When did you last review yours??
  • 16 1 yesterday
  • Income Protection covers you for whatever job you do 🎅🏽
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How would you manage if you lost your wage, would you still be able to pay the mortgage...
  • Income Protection covers you for whatever job you do 🎅🏽 . How would you manage if you lost your wage, would you still be able to pay the mortgage repayments, the household bills or any other expenses you currently have? If the answer is no, then you might want to consider taking out an income protection policy. . Income protection can provide you with a regular income should you be unable to work due to illness or injury. The policy can make sure you receive an income until the day you’re ready to return to work again, which takes a lot of pressure off your shoulders during what could be a stressful time. . 💫Do I need it? Income protection is something you should consider having in place if you wouldn’t be able to meet your financial commitments if you were unable to work. Some people don’t think they need it because they have sick pay through their employer. Although this might be correct, it’s worth reading your employee contract closely to see exactly what sick pay you’re entitled too, as it might be less than you think. It may cover you for short-term sickness, but what if you were off for six months or more? . Income protection insurance usually covers a wide range of illnesses and situations and has the potential to pay out for many years, offering a great deal of peace of mind. The cost of a policy will vary based on your individual circumstances and takes into consideration things such as, your age, employment and health. . #insurance #mortgage #mortgageadviser #protection #protectionadviser #mortgages #mortgagebroker #mortgageadvice # #mortgagespecialist #financialservices #firsttimebuyer #remortgage #buytolet #helptobuy #mortgageprotection #lifeinsurance #incomeprotection #criticalillnesscover #buildinginsurance #generalinsurance #homeinsurance #futureplanning #dreamhome #essex #business #motivationalquotes
  • 17 3 yesterday
  • Bacon > 🍟
  • Bacon > 🍟
  • 123 6 yesterday
  • Mesto na koje se uvek rado vraćate posle putovanja, izleta, napornog radnog dana i mnogih drugih svakodnevnih aktivnosti je Vaš dom i zato je važno...
  • Mesto na koje se uvek rado vraćate posle putovanja, izleta, napornog radnog dana i mnogih drugih svakodnevnih aktivnosti je Vaš dom i zato je važno da ga osigurate od rizika i raznih opasnosti koje mogu da ga ugroze. Popunite upitnik za osiguranje domaćinstva, a mi ćemo vam nakon popunjenog upitnika dostaviti uporedni pregled najboljih ponuda sa tržišta. #osiguranik #osiguranje #osiguranjedomacinstva #home #dom #house #homeinsurance
  • 8 0 yesterday
  • Renting can be a great way to gain your independence. But if you’ve been renting for a while, you might now want to spread your wings and take the ...
  • Renting can be a great way to gain your independence. But if you’ve been renting for a while, you might now want to spread your wings and take the next step up onto the property ladder and consider buying somewhere you can call your own. . 🏡 What do you need to know about home ownership? In all honesty, aside from the financial commitment, there isn’t a huge difference between renting and buying, as you’ll still have to make a monthly payment, but it will be a mortgage payment to your lender rather than a rent payment to your landlord. . The main things to make sure you account for are: 1) Paying the deposit upfront 2) Stamp Duty and insurance 3) Extra fees, such as surveys and solicitors 4) Maintenance costs . 🏡 Your credit score Although you would have needed a good credit score to in order to rent, there’ll be further affordability checks that you’ll have to pass before the lender agrees to lend you the money. . 🏡 Life events You’ll often find that it is the unpredictable nature of life events that can give you that final push from renting to buying. Perhaps your landlord is deciding to sell the property or perhaps you’re having a baby and need somewhere with more space. . 🏡 Commitment One thing that’s for sure when buying a house is the long term commitment that it requires. For many, a mortgage will be the largest financial commitment you ever have so you need to make. However, it’s not just the financial commitment you need to be sure about, you need to be ready to settle down in one area and know that this is the right decision for you. . 📞 07572 580920 📧 [email protected] 🌎www.mortgageadvicebureau.com/mortgage-advisers/tess-latham/ . #mortgage #mortgageadviser #protection #protectionadviser #mortgages #mortgagebroker #mortgageadvice #mortgagehelp #mortgagespecialist #mortgagechoice #financialservices #firsttimebuyer #remortgage #buytolet #helptobuy #mortgageprotection #lifeinsurance #incomeprotection #criticalillnesscover #buildinginsurance #generalinsurance #homeinsurance #futureplanning #dreamhome #birmingham #uk #igdaily #inspo #f4f #picoftheday
  • 16 0 2 days ago
  • Do first time buyers pay stamp duty? From August 2017, new rules mean that the answer is probably not.
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For homes that cost £300,000 or less, ther...
  • Do first time buyers pay stamp duty? From August 2017, new rules mean that the answer is probably not. . For homes that cost £300,000 or less, there is no stamp duty for first time buyers. That means the majority of first time buyers will pay no stamp duty at all. . For first time buyers, buying homes above that threshold, they will only have to pay stamp duty on the value above £300,000, as long as the property is valued under £500,000. If the property is bought for more than £500,000, then the full stamp duty will be levied. . 💫 Do you qualify as a first time buyer? You are only eligible for stamp duty relief if… * You have never owned a property before (this includes overseas property or property you may have inherited) * The property you are buying is your only and main residence (you cannot get stamp duty relief if you are purchasing a buy-to-let) . 💫 First time buyer rules for couples Whether you’re buying with your spouse, civil partner or even with a friend, unless you are both classed as a first time buyer, you will not be eligible to benefit from these rules. Put simply, if any of the people on the deeds have currently or previously owned a property, you will have to pay the full stamp duty. . 💫 Joint borrower, single owner mortgages Some lenders do offer mortgages that allow more than one person to be liable for the loan, whilst the property is in the sole ownership of one party. For example, a parent's income can be used to qualify a loan that is in both their and their child's name. However, in this arrangement only the child’s name is on the deeds. . 📞 07572 580920 📧 [email protected] 🌎www.mortgageadvicebureau.com/mortgage-advisers/tess-latham/ . #mortgage #mortgageadviser #protection #protectionadviser #mortgages #mortgagebroker #mortgageadvice #mortgagehelp #mortgagespecialist #mortgagechoice #financialservices #firsttimebuyer #remortgage #buytolet #helptobuy #mortgageprotection #lifeinsurance #incomeprotection #criticalillnesscover #buildinginsurance #generalinsurance #homeinsurance #futureplanning #dreamhome #birmingham #uk #igdaily #inspo #f4f #picoftheday
  • 12 2 2 days ago
  • Not all of my commercial interpretations will be negative. This is an example of an ad I really like. Here’s why: in this commercial, a couple is d...
  • Not all of my commercial interpretations will be negative. This is an example of an ad I really like. Here’s why: in this commercial, a couple is doing “karate therapy” to ease the stress of buying a new home. But, when their neighbor arrives on a ridiculous bike, he tells them (while applying chapstick) that they don’t need to worry about home insurance, because Geico has them covered. So, of course, they decide to call right away, which they do by busting through the walls of their home. All of this is utterly absurd - from the concept, to the tone, to the body language of the actors - and that’s the point. What Geico is tapping into here is the existential anxiety of “adulting,” the often overwhelming sense that all the stuff that goes into growing up - buying homes, having neighbors, chopping wood, etc. - is inherently arbitrary and ultimately meaningless. And, of all the things adults have to do, the intangible social construct of “buying insurance” is perhaps the most difficult to accept. So the implied ethics of this ad are telling us, yes, this is all horribly absurd. But that’s the nature of the adult human experience. We’re in this together and, for better or worse, we all need insurance.
  • 18 3 2 days ago
  • 💥Connection Topic: The Three 10s From Jordan Belfort 💥 You need the lead to love your product, love you & know that you care and love your compan...
  • 💥Connection Topic: The Three 10s From Jordan Belfort 💥 You need the lead to love your product, love you & know that you care and love your company! If you don’t have three 10s the sale will not happen! Looking for a quote is as easy as heading to the website to complete a quick form. If you would like help with video marketing, social media presence, insurance quotes or generating business let’s have a call & collaborate. I’m All About Connecting. 201-320-3454 Insurance Doctor Check out: www.connectionmachine.biz #homeinsurance #autoinsurance #insurance #investor #sales #connectionmachine #insurancedoctornj
  • 12 0 2 days ago
  • This is for you!
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Life is about choices, and making the best decisions often means asking for the assistance of a professional who can help us and...
  • This is for you! . Life is about choices, and making the best decisions often means asking for the assistance of a professional who can help us and guide us on the right path. . As professional insurance agents we dedicate ourselves to producing the best results for our clients and thus become the perfect option to be your trusted agent. . Selecting us to represent you means that you will receive a level of service and dedication that will far exceed your expectations. . Get to know us! ___ .¡Esto te interesa! . La vida se trata de opciones, y tomar las mejores decisiones a menudo significa solicitar la asistencia de un profesional que pueda ayudarnos y guiarnos por el camino correcto. . Como agentes de seguros profesionales que se dedicamos a producir los mejores resultados para nuestros clientes y así convertirnos en la opción perfecta para ser su agente de confianza. . Seleccionarnos para que lo representemos significa que recibirás un nivel de servicio y dedicación que superará con creces tus expectativas. . ¡Conócenos! . . . #tsinsurance #insurance #lifeinsurance #homeinsurance #houston #katy #texas #houstoninsurance #texasstrong
  • 13 1 2 days ago
  • 43 8 2 days ago
  • This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a ...
  • This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.⠀ Get a free quote now: ⠀ ⠀ #Insurance #HomeInsurance
  • 2 1 2 days ago